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Ofner Insurance

We understand that your health and the health of your loved ones is a top priority, which is why we offer a range of health and dental insurance plans to meet your specific needs. Our team of licensed insurance brokers can guide you through the process of selecting the right plan and help you secure coverage for the health and dental services you need.

Health and Dental Insurance is a type of insurance that helps cover the cost of medical and dental services. This can include doctor visits, hospital stays, prescription drugs, dental care, and more. Health and Dental Insurance plans can be purchased by individuals, families, or businesses, and the coverage and cost of the plan can vary depending on the type of plan selected.

Unexpected medical expenses can be costly and add up quickly, which is why having insurance can provide financial security and peace of mind. Additionally, regular check-ups and preventative care can help identify health issues early, leading to better health outcomes and lower healthcare costs in the long run.

Depending on the plan selected, it can cover a wide range of services, including preventative care, prescription drugs, hospital stays, and more. Having insurance can also provide access to a network of healthcare providers, making it easier to find the care you need.

Types of Health and Dental Insurance plans

There are different types of Health and Dental Insurance plans available to meet your specific needs. Some common types include:

  1. Individual Health and Dental Insurance – This type of plan is designed for individuals who are not covered by an employer-sponsored plan. It can provide coverage for medical and dental services and can be customized to meet your specific needs.
  2. Family Health and Dental Insurance – This type of plan is designed to cover the healthcare needs of an entire family. It can provide coverage for medical and dental services for you, your spouse, and your children.
  3. Group Health and Dental Insurance – This type of plan is designed for businesses and organizations to provide healthcare coverage for their employees. It can help attract and retain employees and provide them with valuable healthcare benefits.
  4. Travel Health Insurance – This type of plan provides coverage for medical emergencies that may occur while traveling outside of your home province or country.

Frequently Asked Question

Q: What is the difference between health insurance and dental insurance?

Health insurance typically covers medical services such as doctor visits, hospital stays, and prescription drugs, while dental insurance covers dental services such as cleanings, fillings, and root canals.

Q: Can I purchase health and dental insurance for my family?

Yes, family health and dental insurance plans are available to cover the healthcare needs of you, your spouse, and your children.

Q: How do I know which health and dental insurance plan is right for me?

Our team of licensed insurance brokers can help guide you through the process of selecting the right plan to meet your specific needs.

Q: What is a deductible and how does it affect my health and dental insurance coverage?

A deductible is the amount you are responsible for paying before your insurance coverage kicks in. The amount of the deductible can vary depending on the plan selected and can impact the cost of the plan. Our team can help explain how deductibles work and how they can impact your coverage.